Default rates are taken from published sources — regulator price data, national fuel price indices, retail price surveys — and each calculator names the source it used and the date it was checked, directly under the page title.
Nothing on this site invents a number to fill a gap. Where a figure genuinely cannot be known from your inputs — a trade day rate, how much of your solar generation you will use yourself — it is exposed as a control you can change, with the assumption stated in plain words next to it.